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art scam

Stone Conversations : Archive 10 : Message 00393

From: VisualThinker7@zzzzzzz
Date: Thu, 1 Dec 2005 14:17:56 EST
Subject: art scam

As I expected, others have explained the scam while I was away from my
computer.

I'll break it down to it's essentials:

The scam hinges on the difference between a check 'CLEARING' with the funds
being 'CREDITED' , and the funds actually being transferred. BIG DIFFERENCE.

Many people believe that the funds have been transferred, and are in fact
in their accounts when the bank tells them that the check has 'cleared'. This
is not the case.

If you believe it, you will 'refund' the 'excess' money to the sender of the
check. Later, it is revealed that the certified check was in fact forged,
and you are out the money you 'refunded' as well as the merchandise you sent to
the scammer.

One victim who appeared on local TV here lost a motorcycle, as well as a few
thousand dollars he sent to the scammer, believing it was 'excess'.

Even if you wait for the funds to be transferred, you still lose, because
your bank will charge you their 'bad check' fee.

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